4 Upgrades that can help you lower your homeowner’s insurance cost

reduce your insurance premium

Homeowners' insurance premiums continue to rise each year. Here are some simple ways to not only lower your insurance premium, but they can also increase your property value. Do you have a bad roof that's been leaking, has rotting wood, and is as old as you are? Did you know that insurers offer discounts for … Continue reading 4 Upgrades that can help you lower your homeowner’s insurance cost

Is Buying a Condo Right for you?

Is buying a condo right for you in florida

So you're thinking about buying a condo? Buying a condo can make sense for most people! It's great for retirees, singles, couples, and for 2nd homes or vacation homes. Consider these before buying a Condo. Is Condo living right for everyone? A Condo may offer many advantages as well as disadvantages. Here are some Pros … Continue reading Is Buying a Condo Right for you?

Your Home Buying Checklist

Are you a home buyer in Pinellas County, Florida

Separating your wants -vs- your needs. Here are a few tips for home buyers that are shopping for houses. How to narrow down your search. What do you need in a Home?What do you want in a Home? Before you even start shopping think about what you actually need in the home for you and … Continue reading Your Home Buying Checklist

Home Purchasing Costs & Fees

Here are some of the costs that you will have when purchasing a home in Florida.

Advantages of Selling Your Home During the Holidays

Realtor Arona McGinley

Many of us think that the best time to sell a home would be in the spring and summer. This is true that the majority of buyers are looking to make a purchase during those months. But not all buyers disappear after Labor Day. In Florida, your home may get a lot of interest from … Continue reading Advantages of Selling Your Home During the Holidays

Things to Know about FHA Appraisals

Arona Mcginley real estate agent seminole florida. FHA Appraisal

In order to use an FHA loan to purchase a home, the property will have to be appraised and inspected by a HUD-approved appraiser. This is to ensure that the property meets HUDS's minimum property standards. WHAT IS AN APPRAISAL? Only an expert can assesses or determine the value of your home. You get an … Continue reading Things to Know about FHA Appraisals

Price To Sell

This can be one of the most difficult part of the selling process for most homeowners. This is the home that you may have raised your family in and with that comes all the memories. How can you put a price tag on that? If you are selling by owner then it's up to you … Continue reading Price To Sell

Buyers Handbook

Mortgage application tampa bay florida

Preparing For Your Purchase

Home Ownership for 1st Time Home Buyers Tips

Are you a first time home buyer? When you are ready to buy your home a lender will basically evaluate your overall financial picture as well as other financial factors to see if you qualify for a mortgage. Here are some tips to help you get your loan. Do not quit your job while you … Continue reading Home Ownership for 1st Time Home Buyers Tips

What is a Pre-Approval letter

Why should home buyers have a pre-approval letter before they start searching for homes? A pre-approval letter is basically a document from a lender that indicates how much the lender would be willing to lend you to buy a home.  By having this letter a seller will view you as being more of a serious … Continue reading What is a Pre-Approval letter