4 Upgrades that can help you lower your homeowner’s insurance cost

reduce your insurance premium

Homeowners' insurance premiums continue to rise each year. Here are some simple ways to not only lower your insurance premium, but they can also increase your property value. Do you have a bad roof that's been leaking, has rotting wood, and is as old as you are? Did you know that insurers offer discounts for … Continue reading 4 Upgrades that can help you lower your homeowner’s insurance cost

Why Investing In Florida is a Good Idea!

Is Buying in Florida a good investment? Buying real estate in Florida is a great investment. Not only is it a place where everyone wants to vacation. Florida has beautiful weather, that low key lifestyle, lots of attractions for the whole family. Another attraction is Florida has no income tax. In Florida, we have had … Continue reading Why Investing In Florida is a Good Idea!

What is a 4 Point Inspection?

4 POINT INSPECTION

Your offer has been accepted to purchase your dream home, and now you have to set up an inspection to make sure the home is in good condition. When buying a home, you will have to get a home inspection if you're getting a mortgage and even if you are purchasing with cash. You want … Continue reading What is a 4 Point Inspection?

Start Building Equity!

FIRSTTIME HOME BUYERS

Are you still renting? Why are you building your landlord's equity and increasing their wealth? With mortgage rates being low... this would be a great time to invest in a home. Most people think that they cannot qualify for a mortgage, but you will be surprised. Get with your local mortgage company today and see … Continue reading Start Building Equity!

Leave It To The Professionals

COMPARATIVE MARKET ANALYSIS HOMES IN TAMPA FL

Many of us may buy and sell a home maybe once or twice in our lifetime. This is one of the biggest investments that we will make so why leave it to chance. I know many of the DIYs are thinking I can do this job, this is a piece of cake. I can put … Continue reading Leave It To The Professionals

Things to Know about FHA Appraisals

Arona Mcginley real estate agent seminole florida. FHA Appraisal

In order to use an FHA loan to purchase a home, the property will have to be appraised and inspected by a HUD-approved appraiser. This is to ensure that the property meets HUDS's minimum property standards. WHAT IS AN APPRAISAL? Only an expert can assesses or determine the value of your home. You get an … Continue reading Things to Know about FHA Appraisals

Buyers Handbook

Mortgage application tampa bay florida

Preparing For Your Purchase

What is a Pre-Approval letter

Why should home buyers have a pre-approval letter before they start searching for homes? A pre-approval letter is basically a document from a lender that indicates how much the lender would be willing to lend you to buy a home.  By having this letter a seller will view you as being more of a serious … Continue reading What is a Pre-Approval letter

Mortgage Application Tips

Mortgage application tampa bay florida

You have made the decision that you are going to buy a home and you are ready to fill out your mortgage application. Here are some things that you will need when filling out your mortgage application W-2s from the past 2 years.Personal and Business tax returns for the past 2 years.Pay stubs from the … Continue reading Mortgage Application Tips

Visit Clearwater Beach, Florida

Clearwater beach, florid

Why should you visit Clearwater Beach? Voted #1 Beach to visit, by TripAdvisor in 2019, this beach is perfect for dolphin watching and sunbathing on the sugar white powdery sand. This is as. perfect as it gets! Clearwater beach has so many great restaurants and one of my favorite is Frenchy's Saltwater Cafe. It's laid … Continue reading Visit Clearwater Beach, Florida