Real Estate In Tampa Bay Florida
RealEstateBitz is a combination of real estate articles and residential real estate being bought and sold in the Tampa Bay Florida Area.
real estate in florida
Mortgages can come in lots of forms.
If you are looking to purchase a home in Florida be sure to speak with your Bank or Mortgage Broker about what loans will be best suited to you.
Here are some additional resources for First Time Home Buyers in some Pinellas County cities.
https://www.largo.com/services/residents/housing_assistance/resources.php
https://suncoasthousingconnections.org/down-payment-assistance/
Arona McGinley | Charles Rutenberg Realty | RealEstateBitz.com
Every day we have families moving to Clearwater, FL! Clearwater is one of those places that is perfect for families with children, seniors looking to relax and enjoy the perfect weather or a great golf day. When you move to Clearwater, Fl plan on getting rid of the snow boots and heavy winter jackets. Time to stock up on lots of bathing suits, shorts, and sleeveless tees. Whatever the reason it’s definitely one of the best places to live in Florida.
Clearwater Florida has excellent schools, there is so much history and I can’t forget to add Winter the Dolphin at the Clearwater Marine Aquarium. Clearwater, FL supports over 50,000 local jobs and has been growing every year. If you’re looking for that beach vibe with a slower pace of life then this is the place for you. Check out our downtown and enjoy the museums, great restaurants, and perfect weather. Should you be moving to Clearwater, or are thinking of moving to Clearwater, Fl please feel free to contact me with any questions you may have about this beautiful city. I am always happy to help!
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Homeowners’ insurance premiums continue to rise each year. Here are some simple ways to not only lower your insurance premium, but they can also increase your property value.
These are just a few of the things that can help you lower your insurance premiums. Don’t forget to contact your insurance agent when you get these upgrades to update your policy.
So you’re thinking about buying a condo? Buying a condo can make sense for most people! It’s great for retirees, singles, couples, and for 2nd homes or vacation homes.
Consider these before buying a Condo.
Is Condo living right for everyone? A Condo may offer many advantages as well as disadvantages. Here are some Pros and Cons to look at before you decide to buy a Condo.
On the other hand, most Condo communities offer a lot of amenities for those who want to take advantage of them.
Living the Condo life may not be for everyone. If you love that Condo lifestyle there are lots of great Condos available in the Tampa Bay Florida area.
If you are ready to start your Condo search contact your local Realtor for more information on what’s available.
Redington Beach Florida can be your next home! Redington Beach is located in Pinellas County and is mostly a waterfront residential community. Redington is close to Madeira Beach, Indian Rocks Beach, and the Intracoastal Waterway.
Why would you want to live in Redington Beach, Florida?
If you are looking for a great waterfront community to live in that is not overrun with tourists and crowded beaches, then this is the place for you. You can find waterfront condos as well as single-family residential homes that are located on the Gulf of Mexico.
Things to do in Redington Beach, Florida
If you live in Redington then you definitely want to have a boat or know someone that does. You can go fishing, hang out at restaurants that all the locals hang out at. You can spend your days shopping, visiting local museums, biking doing Yoga on the beach, or just lazing on the beach with friends and family.
If you’re looking to buy or sell in Redington contact your local Realtor.
Did you know that downtown St. Petersburg is one of the more desirable areas to live in the Tampa Bay Area? The downtown area has this hip beachy vibe that’s appealing to all ages.
Here are 10 reasons why you should move to downtown St. Petersburg.
These are just some of the things that you can enjoy if you move to downtown St. Petersburg. Contact your neighborhood Realtor to find you a great condo or bungalow in the downtown St. Petersburg area.
Here are a few tips for home buyers that are shopping for houses. How to narrow down your search.
Before you even start shopping think about what you actually need in the home for you and your family. There is a huge difference in what you want compared to what you need. If you work from home all the time you may need a home office. If you work from home once a week you can also say I need a home office. Is a home office really necessary if you only work once a week from home? The bigger the home, the more expensive, so it helps to break down needs versus wants.
2. Be realistic about your finances
Look at your finances, determine what you can afford to spend monthly for your mortgage. Do you have money for a down payment? Do you have money for escrow? This will determine what price range of homes you can afford.
3. Talk to Lenders, get pre-approved.
This is a letter from a lender that you give to the sellers to show that you are serious about buying their home. It says that the lender is committed to lending you this much to purchase their home.
Once you determine that you are ready to be a homeowner talk with a Realtor about market conditions. This is one of the biggest investments don’t just wing it.
You have found a home in your favorite Florida neighborhood that fits all your needs, and you decide you want to make an offer.
How do you make a strong offer on a home?
A strong offer is an offer that can be 5% less than the listing price usually. In today’s market with so few homes available for sale it may be in your best interest to go strong with a full price offer or 2% less than the listing price. When you make your offer you also want to show the seller that you are serious by submitting your pre-approval letter with your offer. Make it sweeter by putting down a healthy earnest deposit maybe around 1% of the sale price. Add some cash to the deal. Sellers like shorter inspection periods, that would be attractive to a seller. You can also offer the sellers a quick closing. (contact a realtor to help you with this step)
A Counter Offer
What is a counteroffer? Normally your first offer may not get accepted. There may be a counter-offer from the seller and you will need to respond to it when it is presented. You can either accept the counteroffer or go back with another offer, if that’s not accepted you can walk away from the home.
Why use a Realtor when making an offer?
In today’s market, it’s very competitive and you need someone that is looking out for your interest. The sellers have their agent and the buyer should have their own agent to help them with making the offer and negotiating for them. Don’t go house shopping without your Realtor, you could end up paying way too much for that home.
There’s never been a better time to sell your home in Florida. With low-interest rates at a record low you can find lots of buyers looking for homes in the Sunshine State. If you were looking to sell your home this would be a great time to get your home on the market.
Here are some tips for getting your home ready for the market place.
Now that you have your home looking great, its time to put it on the market. Best of luck!