Arona McGinley | Charles Rutenberg Realty | RealEstateBitz.com
Every day we have families moving to Clearwater, FL! Clearwater is one of those places that is perfect for families with children, seniors looking to relax and enjoy the perfect weather or a great golf day. When you move to Clearwater, Fl plan on getting rid of the snow boots and heavy winter jackets. Time to stock up on lots of bathing suits, shorts, and sleeveless tees. Whatever the reason it’s definitely one of the best places to live in Florida.
Clearwater Florida has excellent schools, there is so much history and I can’t forget to add Winter the Dolphin at the Clearwater Marine Aquarium. Clearwater, FL supports over 50,000 local jobs and has been growing every year. If you’re looking for that beach vibe with a slower pace of life then this is the place for you. Check out our downtown and enjoy the museums, great restaurants, and perfect weather. Should you be moving to Clearwater, or are thinking of moving to Clearwater, Fl please feel free to contact me with any questions you may have about this beautiful city. I am always happy to help!
Buying real estate in Florida is a great investment. Not only is it a place where everyone wants to vacation. Florida has beautiful weather, that low key lifestyle, lots of attractions for the whole family.
Another attraction is Florida has no income tax.
In Florida, we have had a lot of real estate development, and that’s great for investment buyers because the prices of homes are still reasonable.
We have a strong demand for rental properties, condos, single-family homes. We have vacationers looking for options to rent besides staying at hotels.
What are some good places to buy investment properties in Florida?
Some great places to buy an investment property in Florida are Tampa, St. Pete Beach, Treasure Island, Madeira Beach, Kenneth City, Seminole, Largo, Clearwater, Palm Harbor, Safety Harbor, Belleair, Dunedin, and Orlando.
If you are looking to invest contact us for some great investment properties.
Here are a few tips for home buyers that are shopping for houses. How to narrow down your search.
What do you need in a Home?
What do you want in a Home?
Before you even start shopping think about what you actually need in the home for you and your family. There is a huge difference in what you want compared to what you need. If you work from home all the time you may need a home office. If you work from home once a week you can also say I need a home office. Is a home office really necessary if you only work once a week from home? The bigger the home, the more expensive, so it helps to break down needs versus wants.
2. Be realistic about your finances
Look at your finances, determine what you can afford to spend monthly for your mortgage. Do you have money for a down payment? Do you have money for escrow? This will determine what price range of homes you can afford.
3. Talk to Lenders, get pre-approved.
This is a letter from a lender that you give to the sellers to show that you are serious about buying their home. It says that the lender is committed to lending you this much to purchase their home.
Once you determine that you are ready to be a homeowner talk with a Realtor about market conditions. This is one of the biggest investments don’t just wing it.
Your offer has been accepted to purchase your dream home, and now you have to set up an inspection to make sure the home is in good condition.
When buying a home, you will have to get a home inspection if you’re getting a mortgage and even if you are purchasing with cash. You want to have a home inspection done no matter what the situation. By having a 4-point inspection done, it lets the bank or the homeowners know the quality of the home that they are purchasing.
A 4-point home inspection includes
Damages caused by termites, flood, fire, and mold.
Any of the above can impact the value of your home. If a home inspection is not done, and later you find out that the foundation is cracked or the roof is rotted, this can be a costly fix for the buyer.
Once something is revealed in the home inspection you can negotiate with the seller for a lower asking price.
Buying a home can be the most exciting time for you and your family. But don’t lose out on the home of your dreams by doing this alone. This is one of the biggest financial transactions of your life, and I want to help you by making this experience less stressful.
As you go through the process you may have questions on –
Downpayment – How much is required as a downpayment of a home?
How do I get a Mortgage for this home?
How do I complete the Mortgage application?
Do I have enough money saved up to buy this home?
Do I have a good credit score?
How do I write up an offer on my dream home?
How do I negotiate to get the best price?
How do I submit an offer on my dream home?
What do I do when the Seller accepts my offer?
How do I get the home inspected?
How do I negotiate repairs?
How do I get a title search?
How do I get a survey?
What are my closing costs?
There are so many things to think about when buying your home. Don’t go through this alone. Call/Text 727-422-9340 I can help you buy the dream home for you and your family.
Are you still renting? Why are you building your landlord’s equity and increasing their wealth?
With mortgage rates being low… this would be a great time to invest in a home. Most people think that they cannot qualify for a mortgage, but you will be surprised. Get with your local mortgage company today and see what options are available to you. Then call me to find you the perfect home that fits within your budget and your lifestyle.
Stop paying your landlord. Every month you pay your landlord, their bank account goes up because they are building equity in their home. Why are you still not a property owner? You could be building equity in your home and increasing your wealth. Don’t hesitate, take the plunge and call me to find your home today.
In order to use an FHA loan to purchase a home, the property will have to be appraised and inspected by a HUD-approved appraiser. This is to ensure that the property meets HUDS’s minimum property standards.
WHAT IS AN APPRAISAL?
Only an expert can assesses or determine the value of your home. You get an appraisal to determine the value of your home in today’s market. The appraiser usual has a check list of HUDs requirements for FHA.
Things You Should Know About FHA Home Appraisals
HAND RAILS – handrails should be installed along open staircases, and in accordance with FHA/HUD requirements.
RAILINGS – has to be installed around, decks, patios, porches and balconies.
PAINT – all interior and exterior paint should be in good condition. There should be no distressed paint eg. peeling paint.
WINDOWS – all windows should be fully operational and not broken. If it is, it has to be replaced.
DOORS – doors should be functional and hanging properly.
ROOF – If the roof has leaks it must be repaired or replaced.
UTILITIES -utilities must be on and functional at the time of the inspection.
These are just some of the things that will be addressed with an FHA Appraiser. To get more information visit FHA APPRAISAL
If you are looking for more information on selling or buying a home please call/text 727-422-9340 or email: email@example.com or fill out the contact form.