Did you know that the appraisal can make or break your real estate sale? The appraiser works for the bank, not the seller or the buyer. In real estate transactions, we have 3 significant players - the buyer, the seller, and the lender. The Appraiser is the eyes of the lender in the field. An … Continue reading Why is the Appraisal so critical to your real estate transaction?
Your offer has been accepted to purchase your dream home, and now you have to set up an inspection to make sure the home is in good condition. When buying a home, you will have to get a home inspection if you're getting a mortgage and even if you are purchasing with cash. You want … Continue reading What is a 4 Point Inspection?
You've made the decision to purchase your home but are you financially prepared to buy your home. Here are a list of things that you need to know now. Evaluate your current Income versus your ExpensesDo you know your Credit Score?Figure out what you can afford for your monthly paymentsDo you have Savings?Do you know … Continue reading Are you Financially Prepared To Buy Your Home?
Many of us may buy and sell a home maybe once or twice in our lifetime. This is one of the biggest investments that we will make so why leave it to chance. I know many of the DIYs are thinking I can do this job, this is a piece of cake. I can put … Continue reading Leave It To The Professionals
In order to use an FHA loan to purchase a home, the property will have to be appraised and inspected by a HUD-approved appraiser. This is to ensure that the property meets HUDS's minimum property standards. WHAT IS AN APPRAISAL? Only an expert can assesses or determine the value of your home. You get an … Continue reading Things to Know about FHA Appraisals
Down Payment $$$ , Closing Costs, Earnest Money, Appraisal Fees, and Home Inspection.
You have made the decision that you are going to buy a home and you are ready to fill out your mortgage application. Here are some things that you will need when filling out your mortgage application W-2s from the past 2 years.Personal and Business tax returns for the past 2 years.Pay stubs from the … Continue reading Mortgage Application Tips
You have these grand ideas about installing a pool in your backyard. But will you get the money back you spent on this extravagance, or will it cost you? Pools are great and you think that you'll use it more than you actually do. This is an on going expense for a homeowner who is … Continue reading Does Swimming Pools Really Add Value To Your Home?
Home Sweet Home! Most people would say that in your lifetime your biggest financial investment would be your home. I would say that is true, that the biggest financial investment most of us Americans will make in our lifetime is buying a home. If that is the case when selling or buying a home who … Continue reading Trusting A Realtor With Your Biggest Investment.
You're thinking of selling your home but you don't want to pay a Realtor. A Realtor is a great asset to any home owner. A Realtor comes with negotiation skills that most homeowners may not possess. A Realtor comes into your home and is brutally honest with you about what you need to do to … Continue reading Why Choose A Realtor To Sell Your Home