Your offer has been accepted to purchase your dream home, and now you have to set up an inspection to make sure the home is in good condition. When buying a home, you will have to get a home inspection if you're getting a mortgage and even if you are purchasing with cash. You want … Continue reading What is a 4 Point Inspection?
Buying a home can be the most exciting time for you and your family. But don't lose out on the home of your dreams by doing this alone. This is one of the biggest financial transactions of your life, and I want to help you by making this experience less stressful. As you go through … Continue reading Are You Ready To Buy Your Home?
You're ready to sell your home, and although you've always kept your home in great condition you still need to do some extra maintenance. When selling your home your property has to be in tiptop shape if you're going to get top dollar when you sell. If you're selling your home you still want to … Continue reading 5 Must-do Home Improvement Projects to sell your home in 2020
Are you still renting? Why are you building your landlord's equity and increasing their wealth? With mortgage rates being low... this would be a great time to invest in a home. Most people think that they cannot qualify for a mortgage, but you will be surprised. Get with your local mortgage company today and see … Continue reading Start Building Equity!
In order to use an FHA loan to purchase a home, the property will have to be appraised and inspected by a HUD-approved appraiser. This is to ensure that the property meets HUDS's minimum property standards. WHAT IS AN APPRAISAL? Only an expert can assesses or determine the value of your home. You get an … Continue reading Things to Know about FHA Appraisals
It's pretty much an American dream to own your home. It gives you peace of mind to know that you have something that is truly yours and a place that you can raise your family. Many of us are intimated by the idea of owning their own home. It means more responsibilities that come with … Continue reading How can you benefit from owning your own home?
Are you a first time home buyer? When you are ready to buy your home a lender will basically evaluate your overall financial picture as well as other financial factors to see if you qualify for a mortgage. Here are some tips to help you get your loan. Do not quit your job while you … Continue reading Home Ownership for 1st Time Home Buyers Tips
Why should home buyers have a pre-approval letter before they start searching for homes? A pre-approval letter is basically a document from a lender that indicates how much the lender would be willing to lend you to buy a home. By having this letter a seller will view you as being more of a serious … Continue reading What is a Pre-Approval letter
You have made the decision that you are going to buy a home and you are ready to fill out your mortgage application. Here are some things that you will need when filling out your mortgage application W-2s from the past 2 years.Personal and Business tax returns for the past 2 years.Pay stubs from the … Continue reading Mortgage Application Tips